I’ve never really understood the idea of a credit card - here is why

I hear about credit cards a lot. Even when I was growing up in the 80s I saw credit cards in movies all the time. But I never really understood the idea behind the credit card and why would somebody ever need one.

Yes I know, you don’t have the money and you want all these things other people have and you want to have fun and go on holiday and you…

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